Abstract
The financial burden of healthcare on elderly populations remains a significant concern, particularly in low- and middle-income countries (LMICs), where out-of-pocket health expenditure (OOPHE) constitutes a major source of health financing. This study examines the extent, patterns, and socioeconomic consequences of OOPHE among the elderly in Haryana, India. Using primary survey data from 441 elderly-headed households across eight districts, collected during 2020–21, this research analyzes the incidence of catastrophic health expenditure (CHE) and its determinants. The study employs descriptive statistical methods to assess healthcare spending patterns and the financial vulnerability of elderly households. The findings indicate a high incidence of CHE, leading to adverse economic consequences such as debt accumulation, asset depletion, and reduced essential consumption. The study provides policy-relevant insights for designing financial protection mechanisms, advocating for enhanced healthcare subsidies, improved insurance coverage, and better access to affordable healthcare services for the elderly. Addressing these concerns is crucial for ensuring equitable healthcare access and reducing the financial distress associated with aging populations.
Presenters
Vishal VishalAssistant Professor, Economics, Central University of Jammu, Jammu and Kashmir, India
Details
Presentation Type
Paper Presentation in a Themed Session
Theme
Public Health Policies and Practices
KEYWORDS
Out-of-Pocket Health Expenditure, Elderly, Catastrophic Health Expenditure, Financial Burden, Healthcare
